Financing with Brad Howell Ford
Brad Howell Ford takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
We Make it Easy!
Get the best possible deal with our financing options here at Brad Howell Ford
Finding a car you like is the first big step toward driving away satisfied. Fortunately, with our selection of Ford models and used cars for sale here at Brad Howell Ford, that part is only too easy. The next big step is determining which financing options are right for you. Luckily, that part is pretty easy as well here at our Kokomo dealership. With staff on hand to help you find the right car payment plan and great relationships with local banks and lenders, there's almost no obstacle to getting you a great deal here at Brad Howell Ford.
Loan or Lease - Which is Right for You?
Whether you should finance, or lease depends on a few factors. A lease carries a lower monthly payment and is under warranty for the duration of the term. And, at the end of the term, you can upgrade to a new model; so, it's a great option if you like always having access to the latest automotive technologies and features. However, it's important to consider that a lease has mileage limits. And, because you won't own the car, you aren't able to make major modifications. With a loan, payments are a little higher, but the car is yours; so, you're paying into equity and can make changes to your heart's content.
Make Life Easier with Expert Automotive Financing
Let the Brad Howell Ford finance team help you navigate the world of leases, loans, and purchase agreements. We make the process easier and we guide you through all of your options so that you can find your ideal plan that won't break the bank or strain your budget. You can even get started before you shop, by filling out our convenient, online finance application to get the ball rolling and start setting up the perfect financing arrangement for your budget.
Frequently Asked Questions
This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
Ready to begin?
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Brad Howell Inc.
2170 E. Boulevard Street
Kokomo, IN 46902
- Sales: (765) 628-3321
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